Ireland
Budget 2026 Changes Explained: What It Means for Your Wallet
A plain-English breakdown of Ireland's Budget 2026 — income tax bands, USC thresholds, credits, PRSI changes, and what the measures mean for take-home pay.
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Guides 🇮🇪 Ireland
Ireland guides & articles
Explainers focused on Ireland personal finance — taxes, mortgages, pensions, savings, and more.
Ireland
How the Universal Social Charge (USC) Works in Ireland
USC is charged on most income above €13,000 per year in Ireland. Here's how the bands, rates, and exemptions work in 2026 — and how to calculate your exact USC liability.
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Ireland
Ireland Mortgage Rules 2026: Central Bank Limits, Exemptions & What Lenders Look At
The Central Bank of Ireland's mortgage rules set limits on how much you can borrow relative to income and property value. Here's what the rules say in 2026 and how lenders actually apply them.
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Ireland
DIRT Tax in Ireland: How It Works and How Much You Actually Keep
Deposit Interest Retention Tax (DIRT) is automatically deducted from your savings interest in Ireland. Here's what the rate is in 2026, when you can claim a refund, and how to compare accounts on an after-DIRT basis.
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Ireland
Should I Make an AVC? Additional Voluntary Contributions Explained for Irish Workers
AVCs let you top up your pension beyond employer contributions and claim income tax relief at your marginal rate. Here's how they work, how much you can contribute, and when they make sense.
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