Our mission
Personal finance is full of small details that change every year — tax bands shift in each Budget, mortgage lending rules tighten or loosen, pension contribution caps move, property taxes get re-banded. Most people shouldn't have to read statutory instruments to make a sensible decision.
Easy Money Calc puts every calculation a typical household needs in one place — across Ireland, the UK, and the US — with the numbers that actually apply this year, and a clear breakdown of how the result was reached.
Where our numbers come from
Every calculator on this site is backed by a versioned rate snapshot — separate files per tax year — sourced from official authorities:
- Revenue.ie — income tax, USC, PRSI, stamp duty, VAT, DIRT, BIK
- Department of Social Protection — State Pension, PRSI classes, Total Contributions Approach
- Central Bank of Ireland — mortgage measures (LTI, LTV)
- Property Registration Authority — land registry fees
- Department of Finance — Budget documents and statutory instruments
Each calculator's "How is this calculated?" section explains the formula in plain English. Behind the scenes, every rate constant is documented in a notes file with its source link and the date it was last verified.
When we update rates
The Irish Budget is announced each October and takes effect in January. We typically have new rates live within 48 hours of Budget night. Mid-year statutory instruments and Central Bank announcements are tracked the same way.
Historical years stay accessible — prior-year rate files are frozen so a comparison or back-calculation stays accurate. Each calculator's "Last updated" footer tells you exactly when the rates it uses were last verified.
What we are — and aren't
Easy Money Calc is an estimation tool. The calculations match standard formulas published by the relevant tax authorities, but every personal tax and finance situation has edge cases we can't model in a single calculator: joint assessment elections, capital allowances, foreign income, retirement-vehicle quirks, state-level taxes (in the US), and so on.
For decisions that affect a meaningful amount of your money, talk to a qualified tax adviser, accountant, or financial planner. We're a starting point, not a replacement for personalised advice.
Get in touch
Spotted a rate that needs updating? Have a calculator suggestion? Want to flag an edge case we've missed? Contact us — we read every message.