UK Pension & Retirement Calculators

UK retirement is a three-legged stool: the auto-enrolment workplace pension (mandatory for eligible employees since 2012, with a minimum 8% combined employee+employer contribution), personal pensions like SIPPs that give the saver full investment control, and the State Pension built from 35 qualifying years of National Insurance contributions. Income-tax relief sits at the saver's marginal rate up to a £60,000 annual allowance, with a taper for high earners. The calculators here size the immediate cost of contributing after tax relief (especially valuable for higher-rate taxpayers wanting to extend the basic-rate band), project the workplace plus personal pot at retirement, and check the State Pension entitlement from a NI record.